Use this mortgage calculator to estimate monthly payments for a £225,000 property in the UK.
Use this mortgage calculator to estimate monthly payments for a £225,000 property in the UK.
If you are buying a home worth £225,000, your monthly mortgage payment will depend on your deposit or down payment, interest rate and mortgage term.
For example, with a 10% deposit of £22,500, the estimated loan amount would be about £202,500. With a 20% deposit of £45,000, the loan amount would be about £180,000.
Use the calculator on this page to compare different rates and terms so you can understand how the monthly payment changes before applying with a lender.
This is an estimate only and not financial advice. Actual mortgage offers depend on lender rules, fees, affordability checks and your credit profile.
| Item | Value |
|---|---|
| Property price | £350,000 |
| Deposit | £35,000 |
| Rate | 4.75% |
| Term | 25 years |
| Mortgage type | Repayment |
What affects my monthly payment?
The biggest factors are the loan amount, interest rate, loan term and whether the mortgage is repayment or interest-only.
Is this a lender quote?
No. This is a planning estimate only and should be used for comparison, not as a guaranteed offer.
Why are there pages for cities, salaries and deposits?
These pages help visitors compare more specific scenarios and make the site easier to navigate.