Use our UK mortgage calculator to estimate monthly repayments based on property price, deposit, interest rate and mortgage term.
Use our UK mortgage calculator to estimate monthly repayments based on property price, deposit, interest rate and mortgage term.
This calculator is designed for buyers who want a quick estimate before speaking to a lender or broker.
You can change the deposit, interest rate and mortgage term to compare different repayment scenarios.
For most UK buyers, affordability depends on income, existing debts, deposit size and lender policy.
This is an estimate only and not financial advice. Actual mortgage offers depend on lender rules, fees, affordability checks and your credit profile.
| Item | Value |
|---|---|
| Property price | £350,000 |
| Deposit | £35,000 |
| Rate | 4.75% |
| Term | 25 years |
| Mortgage type | Repayment |
What affects my monthly payment?
The biggest factors are the loan amount, interest rate, loan term and whether the mortgage is repayment or interest-only.
Is this a lender quote?
No. This is a planning estimate only and should be used for comparison, not as a guaranteed offer.
Why are there pages for cities, salaries and deposits?
These pages help visitors compare more specific scenarios and make the site easier to navigate.