Estimate stamp duty and compare home-buying costs alongside your mortgage budget.
Estimate stamp duty and compare home-buying costs alongside your mortgage budget.
Stamp duty can have a major impact on your upfront home-buying budget in the UK.
By estimating both repayments and purchase costs, buyers can plan more realistically.
This page works best when used alongside a mortgage repayment estimate and deposit plan.
This is an estimate only and not financial advice. Actual mortgage offers depend on lender rules, fees, affordability checks and your credit profile.
| Item | Value |
|---|---|
| Property price | £350,000 |
| Deposit | £35,000 |
| Rate | 4.75% |
| Term | 25 years |
| Mortgage type | Repayment |
What affects my monthly payment?
The biggest factors are the loan amount, interest rate, loan term and whether the mortgage is repayment or interest-only.
Is this a lender quote?
No. This is a planning estimate only and should be used for comparison, not as a guaranteed offer.
Why are there pages for cities, salaries and deposits?
These pages help visitors compare more specific scenarios and make the site easier to navigate.